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Why females? The answer is due to simple exponential math. I like your style. Great offer! I just need a bit more money first. So this money would be quite welcome! We paid mine off this month, hers will be paid in full in less than 12 months, and we will have our house paid off in about 41 months…. I would take a cabinet making course or two to and learn how to build furniture for fun and profit. Hello Ramit — having paid attention to your wisdom — I am already debt free!

I spent it already towards a vacation to glacier national park! Half of it would pay down our auto loan.

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The other half would be put into finishing our basement. I would use around for filling out the paperwork to start my own company, another for setting up a web page for that same company and use the rest for testing of business ideas paying for lunch with interesting people and stuff like that. The purpose of the company would be to enable me to study for an extended period and also take a few weekends abroad with my girlfriend. I will first of all pay the registration fee for this online working from home job.

I will invest half of it in business,part of it help the needy. Later the balance will clear my debts. Pay bar dues and buy a new Adobe design suite to help start my advertising mini-agency on the side.

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I would put it to my schooling. I would either give it to my dad because of how much he has helped me financially, or I would put it directly to my student loans. Would not you wonder to whom will you gonna give that money? I would come to San Francisco from Turkey to meet with you! So as a new graduate I could take your personal advices and discover San Francisco! That could possibly be made easier if the have work unions or some kind of organization, so I could hit up the owners directly and convince them to invest in their employees. This could also in the future be videotaped and sold in DVD, once the market starts to get depleted.


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So visiting the Grand Canyon.. Yeah the Grand Canyon.

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We just sent the state registration in for the business name and will start contracting with vendors as soon as we receive the registration papers back. Extra capital would be fantastic and really speed up the process. Frankly, I would use it to help pay off my student loans. I have known quite a few entrepreneurs over the years and the ones who have succeeded are typically the ones who are doing what they love and loving life while they do it.

Their debts are manageable and meticulously well planned, with few exceptions. My belief is that acts of generosity can start a chain of people helping one another out. Ramit, I would out all of it towards my credit card debt. Either that or towards my future engagement ring payment that will be made on a credit card.

Either way, its going towards new or old debt!

Goal is debt-free! From what other folks have said about its effectivenes, it would be the best investment I could make with it. And whatever money I had left over from doing that I would use to get any tools I could identify to get more or better use my time. Time is far more valuable than money, so any free money I get will be invested in getting more time! I am always looking for new ways to diversify my portfolio.

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The extra money erik help in doing this. With the thoughts of having my money work for me, you could say I am already thinking rich! Exploring all options. Will soon get my PhD degree.

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Planning to be a day-trader after that. I know :. Technically a swing trader but never mind the minutiae. No paper trading- went live from day one and am net-positive after 5 years. Learnt the tricks of the trade by investing my own money for the last few years. I have been there and have survived the game and made some money. Most of all loved every bit of it.

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Only recently I found a steady rhythm in the way I trade which made me take the leap. You know it when you see it. I will do a small time job initially to pay part of my bills.


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The rest has to come from trading. Any money I get will go into my trading account. Thank you. I would take my 10 year old son to Washington, DC for a 4 day weekend train there and fly back. Maybe go out to a nice dinner and save the rest for my next real estate purchase. Boring I know haha. Then pay for a dental x-ray to make sure my tooth is okay and that I am healthy to start a new job.


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Then I will be set to start my dream job. I would spend a portion to purchase books re finance — to learn about business statements etc. Pay off credit card debt. That attitude may be why I have credit card debt in the first place. I would use the money to pay down Back Taxes. The Interest and Penalty are more than what I owe.

This is killing me. Following your wisdom, I am finishing paying off my credit card debt. I have been doing a ton of research on the right type non-toxic, combination of different sizes, cheapest method of purchase of memory foam mattresses. I would build my own platform bed, order the mattresses…and actually wake up feeling rested and ready to go in the morning. I am building the initial technical skills to begin freelancing in client based film work using techniques you outlined on Chase Jarvis Live.